The financial implications of a severe car wreck can be overwhelming and leave you unsure of how to proceed. Fortunately, a local attorney can guide you through the injury claim process and help answer your questions.
We frequently have clients who have added questions and concerns about bringing a car accident claim with State Farm in Bloomington, because Bloomington is the home of State Farm. Many of our past clients have either worked for State Farm or have had a spouse or family member employed by State Farm. Also, injury clients often wonder if litigating a case against State Farm in Bloomington will be more difficult because State Farm employees are likely to be in the jury pool.
Our team has experience handling automobile accident claims against State Farm, both cases against the at-fault driver’s bodily injury coverage and claims under our own clients’ uninsured motorist coverage or underinsured motorist coverage, and can help you navigate the process of bringing a claim against State Farm in Bloomington.
State Farm, like many insurance companies, frequently offers settlements that are too low. Our team has assisted people in pursing State Farm car accident claims in Bloomington before, and in fighting lowball offers to help our clients maximize the value of their injury claims. We would be happy to offer a free, no-obligation consultation if you were injured and are pursuing a claim with State Farm.
Potential Barriers to a State Farm Auto Insurance Claim
State Farm has provided insurance to covers motorists for almost 100 years and offers a simple process for filing claims with many different coverage options. After years of paying their insurance premiums, most State Farm customers expect to receive fair payments if they get into accidents, especially if they were not at fault for the crash.
However, like all other insurance companies, State Farm wants to make a profit. They are a successful company because they take in significantly more in premiums than they pay out in claims. Our seasoned Bloomington attorneys understand how insurance companies like State Farm work, and know how to get claimants fair compensation. If State Farm offers you an unfair settlement or denies your claim, working with an experienced attorney could help you get the compensation you deserve.
How to Get a Fair Claims Settlement from State Farm in Bloomington
State Farm insurance adjustors often search for a reason to deny or reduce payments so they can settle for the lowest possible figures. Adjustors may argue with claimants about the severity of their injuries and the cost necessary to pay to treat them. It is not uncommon for State Farm adjustors to pressure claimants into accepting low ball settlements that do not adequately cover their past, present, or future losses relating to the vehicle accident.
It is not in a claimant’s best interests to rely on what their State Farm adjustor says is covered under their policy. After an accident, a Bloomington attorney could review your State Farm insurance policy to see what is actually covered to ensure that you receive what you are due. Our dedicated attorneys could also help you determine the actual cost of your injuries by examining your medical records, calculating their lost wages, and assessing other losses. We could then use this information to negotiate a fair settlement.
Reach Out for Bloomington Legal Assistance Regarding State Farm Car Accident Claims
Insurance companies only care about their bottom line. Even though they claim to be there for you “like a good neighbor,” State Farm does not always look out for the interests of injured drivers.
Therefore, you should reach out for legal help regarding State Farm car accident claims in Bloomington as early as possible after an accident. Our team of seasoned attorneys could help you gather evidence, assess your losses, and evaluate your injuries to obtain you a fair settlement figure. Call our office today to schedule a free consultation.